{"id":5726,"date":"2020-11-16T06:00:51","date_gmt":"2020-11-16T06:00:51","guid":{"rendered":"https:\/\/davidwithington.com\/?p=5726"},"modified":"2020-12-04T18:29:17","modified_gmt":"2020-12-04T18:29:17","slug":"how-christmas-debt-free","status":"publish","type":"post","link":"https:\/\/davidwithington.com\/how-christmas-debt-free\/","title":{"rendered":"4 Keys to a Debt-Free Christmas"},"content":{"rendered":"

\"Enjoy<\/a><\/p>\n

How can you make Christmas affordable?<\/span><\/p>\n

Let’s assume you’re like me and you hate debt.<\/span><\/p>\n

You want a nice Christmas – but you don’t want to put it on the credit card.<\/span><\/p>\n

Is there a way to enjoy a Happy Christmas without debt<\/strong>?<\/span><\/p>\n

\"Is<\/a>
Is there a way to enjoy a Happy Christmas without debt?<\/figcaption><\/figure>\n

Yes. There is.<\/span><\/p>\n

Here are four ways you can enjoy a Debt-Free Christmas<\/strong>.<\/span><\/p>\n

    \n
  1. The Christmas fund<\/span><\/li>\n
  2. Christmas with eBay<\/span><\/li>\n
  3. Hand-made with love<\/span><\/li>\n
  4. The sales bargain with a twist<\/span><\/li>\n<\/ol>\n

    \"Debt-Free<\/a><\/p>\n

    The Christmas Fund<\/span><\/h2>\n

    This is a nice and easy way to have your Christmas money in advance<\/strong>.<\/span><\/p>\n

    You save a bit each month into a Christmas savings account.\u00a0<\/span><\/p>\n

    \"save<\/a>
    Save a bit each month into a Christmas savings account<\/figcaption><\/figure>\n

    It’s easy to set up via standing order – directly into your dedicated Christmas savings account<\/strong> – and then you forget about it until December.<\/span><\/p>\n

    OK. It might be a bit late to start doing that just before Christmas. <\/span>But if you begin in January, you’ll soon get used to the outgoings.<\/span><\/p>\n

    And when Christmas arrives, you’ll be able to buy everything debt-free.<\/span><\/p>\n

    \"You'll<\/a>
    You’ll be able to buy everything for Christmas debt-free<\/figcaption><\/figure>\n

    A bit of simple maths tells me that saving \u00a350 each month for 12 months will give you \u00a3600 to spend at Christmas.<\/span><\/p>\n

    And \u00a3100 per month will give you a \u00a31200 fund.<\/span><\/p>\n

    \"Debt-Free<\/a><\/p>\n

    Christmas With eBay<\/span><\/h2>\n

    You’ll be surprised how many Christmas bargains can be found on eBay.<\/span><\/p>\n

    A few years ago, I set up this Facebook Page:<\/span><\/p>\n

    A Merry Christmas on a Budget<\/a><\/span><\/span><\/span><\/strong><\/span><\/p>\n

    What does it do, David?<\/span><\/p>\n

    The Facebook Page displays Christmas posts that I pull directly from eBay, all by the magic of an RSS feed.<\/span><\/p>\n

    A disclosure here: if you buy from eBay via any of those links, eBay might pay me a small commission ‘cos it’s my affiliate link. So a big thank you in advance.\u00a0<\/span><\/p>\n

    \"Santa<\/a>
    Santa checking out “A Merry Christmas on a Budget”<\/figcaption><\/figure>\n

     <\/p>\n

    Hand-Made With Love<\/span><\/h2>\n

    I don’t know about you. But I love receiving hand-made gifts.<\/span><\/p>\n

    A hand-made Christmas gift can be inexpensive to make.<\/span><\/p>\n

    But incredibly valuable to the recipient.<\/span><\/p>\n

    It portrays<\/span><\/p>\n