Zero percent interest on your credit card? Or cashback on everything you spend with a credit card? Which is better? I know which I'd prefer. I'd prefer to receive 1% cashback on everything I spend - rather than accumulate debt on a credit card which I'll have to pay off eventually or get charged a huge interest rate. Now I can hear those financially savvy people shouting at me... Yes, but we can get some interest on our savings at the bank while we're enjoying the 0% on the credit … [Read more...]